How to enable international transaction
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How to enable international transaction on SBI credit card is a common question, especially before travel or foreign online purchases.

The good part: it can be done in minutes.

No branch visit needed.

Why international transactions are disabled by default

International usage is usually turned off for safety.

This helps prevent:

• Foreign fraud
• Unauthorised overseas spends
• Online misuse

So the card stays protected until international access is enabled manually.

Ways to enable international transactions on SBI credit card

Credit cards issued by State Bank of India can enable international usage through multiple channels.

Pick what feels easiest.

1. Enable via SBI Card mobile app

This is the fastest method.

Steps usually look like this:

• Open the SBI Card app
• Go to card controls or settings
• Select international usage option
• Turn international transactions ON
• Save changes

Changes usually take effect instantly.

2. Enable through SBI Card website

This works well on desktop.

Steps:

• Log in to SBI Card website
• Go to “Manage Card” or “Card Usage”
• Enable international transactions
• Confirm using OTP

Once confirmed, the card is ready for international use.

3. Enable via customer care

This is useful if app access is not available.

The process:

• Call SBI Card customer care
• Verify card and identity details
• Request international usage activation

Activation may take a few hours.

What transactions get enabled

Once enabled, the credit card can be used for:

• International online shopping
• Foreign websites and subscriptions
• Overseas POS and hotel payments

ATM cash withdrawal abroad may still depend on separate settings.

Things to check before enabling

Quick tip. Before turning it ON, check:

• International spending limit
• Forex markup charges
• Currency conversion fees

Foreign spends usually include extra charges.

Knowing this avoids surprise bills.

Is it safe to keep international usage enabled?

Yes, if card controls are used properly.

Recommended steps:

• Enable only when needed
• Set spending limits
• Turn OFF after travel or use

Control is always available.

Does enabling international usage affect rewards?

No.

Rewards depend on:

• Card type
• Merchant category

International usage itself does not reduce reward eligibility.

Common issues after enabling

Sometimes transactions still fail due to:

• Merchant-side blocks
• Incorrect OTP or authentication
• Temporary network issues

Retrying after a few minutes usually works.

FAQ

Is international transaction enabled by default on SBI credit cards?

No, it is usually disabled for safety.

How long does activation take?

Usually instant or within a few hours.

Can international usage be disabled again?

Yes, anytime through app or website.

In short

International transactions on SBI credit cards can be enabled easily.

App and website are the fastest options.

Turning it off after use keeps the card safe.

Still unsure which charges apply on international card usage?