How to reset ICICI credit card PIN?

It takes only a few minutes.

If the PIN is forgotten or security feels compromised, resetting it is the safest option.

The process can be done online, at an ATM, or through customer care.

Let’s go step by step.

Why Resetting Credit Card PIN May Be Needed

Credit cards issued by ICICI Bank allow users to reset the PIN anytime.

Common reasons include:

• Forgotten PIN
• Suspicious card activity
• Security concerns
• Multiple wrong PIN attempts

Resetting the PIN restores full card access.

Method 1: Reset ICICI Credit Card PIN Through Mobile App

This is the easiest method.

Steps usually include:

1. Open the ICICI mobile banking app
2. Log in using registered credentials
3. Go to Cards section
4. Select the credit card
5. Tap Reset PIN
6. Enter OTP sent to registered mobile number
7. Set a new 4-digit PIN

The new PIN becomes active instantly.

Method 2: Reset PIN Through NetBanking

PIN can also be reset through NetBanking.

Steps:

1. Log in to ICICI NetBanking
2. Go to Credit Cards section
3. Select the card
4. Choose Reset PIN option
5. Verify with OTP
6. Create a new PIN

Changes apply immediately.

Method 3: Reset PIN at ICICI ATM

Offline option is also available.

Steps:

1. Visit any ICICI ATM
2. Insert the credit card
3. Select Create / Reset PIN
4. Enter OTP received on registered mobile number
5. Set a new PIN

PIN reset usually completes instantly.

Method 4: Reset PIN Through Customer Care

Another option is phone support.

Steps usually include:

• Call ICICI credit card customer care
• Verify identity details
• Follow IVR instructions
• Reset the PIN using OTP verification

Confirmation is provided after the process.

What If Card Is Blocked Due to Wrong PIN Attempts?

Sometimes cards get blocked after several incorrect PIN attempts.

Steps to resolve:

• Wait for temporary block period to end
• Reset the PIN through app or ATM
• Contact customer care if the block continues

After resetting the PIN, the card usually becomes usable again.

Is There Any Fee for Resetting PIN?

No.

Resetting ICICI credit card PIN is completely free.

Charges apply only when:

• Cash withdrawal is made
• Interest accumulates on unpaid bills
• Late payment penalties occur

PIN reset itself has no fee.

What If OTP Is Not Received?

If OTP does not arrive:

• Check mobile network signal
• Ensure registered mobile number is active
• Retry after a few minutes
• Contact customer care if issue continues

OTP verification is required for security.

Security Tips for Credit Card PIN

Keep these points in mind:

• Do not share PIN with anyone
• Avoid simple combinations like 1234
• Do not write PIN on the card
• Change PIN periodically

Good security habits reduce fraud risk.

Does Resetting PIN Affect Credit Score?

No.

Resetting the PIN has no impact on credit score.

Credit score depends on:

• Payment history
• Credit utilisation
• Loan behaviour

Security settings do not affect credit reports.

FAQ

Can ICICI credit card PIN be reset online?

Yes, through the mobile app or NetBanking.

Is OTP required for resetting the PIN?

Yes, OTP verification is mandatory.

How long does the reset process take?

Usually 2–3 minutes.