Find answers to commonly asked questions about Mojek

Is Mojek safe and secure?

Yes, Mojek prioritizes security and uses the RBI-regulated Account Aggregator framework, ensuring top-notch safety for your financial data. Mojek also has only read-only access to your accounts, making it 100% safe and secure.

How does Mojek handle financial account access?

Mojek will never ask you to enter your financial account’s username or password in the application. You will always be redirected to the partner’s website to connect your application or asked to verify your identity using an OTP with your registered email ID or phone number.

What are the key features of Mojek?

Mojek offers automatic UPI, Debit Card and Credit Card (Coming soon) transaction categorization, an all-in-one financial dashboard, personalized financial insights, subscription management, upcoming payments, real-time notifications, and a user-friendly interface.

Is Mojek suitable for beginners?

Yes, Mojek is designed for ease and efficiency, catering to both beginners and seasoned finance enthusiasts.

Does Mojek offer a budget planner?

Mojek currently does not offers an advanced budgeting tool with a budget planner and tracker but is in the works and should be available soon. The budget planner and tracker can help you plan and keep track of expenses to meet financial goals with precision.

Can Mojek help in understanding spending patterns?

Yes, Mojek provides personalized financial insights to help you understand spending and investment patterns with tailored analytics.

Does Mojek track subscriptions and upcoming payments??

Yes, Mojek helps you keep track of subscriptions and upcoming payments to ensure you never miss a payment.

How does Mojek categorize UPI transactions?

Mojek simplifies your finance management with its intelligent system that automatically categorizes not only UPI transactions but also Credit Card (coming soon), Debit Card, and Bank transactions. By sorting them into 72 distinct categories, Mojek provides a precise and comprehensive view of your spending, ensuring that you always know where your money is going, without the hassle of manual entries.

Is Mojek available for download?

Yes, download Mojek Money now for a streamlined financial management experience.

Get the app at
Download iOS
Download Android

Can Mojek help in optimizing spending?

Definitely. Mojek’s expense manager helps track and optimize spending.

Still have questions? You can write to us at support@mojek.money or fill out form here and we’ll do our best to get back to you within 24 hours

Mojek Money: Personal Finance Tracker

Mojek Money is a powerful personal finance tracker engineered for growth. Mojek helps you to bring all your finances in a single platform by directly connecting it to your banking and investment  and provide insights on investments and spending behavior.

Made with ❤️ in India | Copyright © 2023, Mojek Money

What is Mojek Money?
Mojek Money is a brand new personal finance and wealth management app designed to help you easily stay on top of your money and reach your financial goals with confidence! Mojek Money brings together everything from investments, spending, balances, your credit score and more. Access your financial life in one powerful app.

Is Mojek Money a bank?
No, Mojek Money is not a bank and does not have its own bank charter but works with industry leaders across the financial and technology industry to bring the best of both worlds to create what we believe is a radically better way to bank and manage your finances. Mojek Money is primarily a personal finance and wealth management app.

How does Mojek Money work?
Mojek is easy to use and get started. Create an account using your email and mobile number, and you’re ready to go! Securely link your accounts from banks, investments to loans. Get 24/7 access to all your financial data, so you can reach your financial goals with powerful tools, personalized insights, and more.

Why should you use a personal finance or wealth management app like Mojek Money?
Personal finance management apps are designed to help you manage your earning, budget, spending, and even savings. You don’t need to be a financial expert to understand how it works. Mojek Money is easy to use by common people and business owners who want to make their venture efficient and successful. When you start managing your finances, you’ll have a better perspective of where and how you’re spending your money. This can help you keep within your budget, and even increase your savings. With good personal finance management, you’ll also learn to control your money so you can achieve your financial goals.

Is Mojek Money free to use?
Mojek Money is currently free to use. However, in the future, we may decide to activate a premium plan in order to sustain our business and provide top class service and application to you. If you’re concerned about taking the plunge, don’t be—currently Mojek Money is complete free so you can make sure we’re the right fit for you.

How is Mojek Money different from other personal finance apps?
Mojek Money lets you see your entire financial picture at a glance. Create categories so you can follow your investments and spending habits in real-time. Set up savings goals to reach your dreams of financial freedom.There are too many great features to list them all, but here are a few highlights:
Mojek Money is the best of both worlds. Get a consolidated view of all your bank accounts, loans, credit cards, and investments in a dashboard that’s clean, simple, and easy to understand.
FLEXIBILITY: Mojek Money is designed to let you see your money the way you want to. Set up your own categories, limits, watchlists, and spending plan without getting bogged down in the details. It’s the app that’s tailor-made just for you.
A POSITIVE APPROACH: Mojek Money’s glass-half-full attitude helps you meet the goals you set, encouraging you along the way and celebrating your success.

What are the various platforms Mojek’s is linked with?
Mojek Money currently is linked with various financial institutions – Banks, equity(stocks), mutual funds, and cryptocurrency. Mojek Money is working closely with other financial and wealth management apps. Mojek Money currently links with the following applications:


  • HDFC Bank
  • IndusInd Bank Ltd
  • ICICI Bank
  • Axis Bank
  • IDFC First Bank
  • Kotak Mahendra Bank
  • Indian Overseas Bank
  • AU Small Finance Bank
  • Karur Vysya Bank
  • Canara Bank
  • Punjab National Bank
  • Union Bank Of India
  • Bank Of India
  • Yes Bank
  • Bank Of Baroda

Broking Accounts

  • Zerodha/Kite/Coin
  • AngelOne
  • Dhan
  • Fyers

Crypto Accounts

  • WazirX
  • BuyU Coin

Is Mojek Money available as a mobile app?
Mojek Money is currently available for Android and iOS on the Google and Apple store in India only.

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